National Team's Online Store Payment Methods:

• Online bank
• Credit Cards (Visa, Mastercard, Amex)
• Mobile Pay & Pivo
• Klarna
• OP Lasku
• Walley Lasku
• Walley Osamaksu

Payment service provider

Paytrail Oyj (2122839-7) operates as the payment intermediary service provider and in cooperation with Finnish banks and credit institutions. Paytrail Oyj appears as the recipient of the payment on the bank statement or card invoice and forwards the payment to the merchant. Paytrail Oyj has a payment institution license. In cases of complaints, we ask that you first contact the supplier of the product.

Paytrail Oyj, business ID: 2122839-7
Innova 2
Lutakonaukio 7
40100 Jyväskylä
Phone: 0207 181830

Online banks

The payment brokerage service related to online bank payments is implemented by Paytrail Oyj (2122839-7) in cooperation with Finnish banks and credit institutions. From the user's point of view, the service works just like traditional online payment.

Collector invoice or Installment payment

You can pay for purchases up to €5,000 with the Collector Invoice/Instalment service. For the Collector Invoice, you always get an interest-free* payment period of at least 30 days and up to 60 days.
The invoice is due for payment only on the last day of the calendar month following the date of purchase. (* Payment term interest is 0%, a €2.95 invoicing fee is added to the first invoice)

You can pay the entire balance of the invoice on the due date or you can also choose installments of 1-36 months. Installment payment starts automatically when the minimum installment indicated on the invoice has been paid. If you wish, you can also pay in larger installments or pay off the entire balance at once.

The installment interest is 1.6% per month, which corresponds to a nominal annual interest rate of 19.20%. An account management fee of €2.95 per month is added to the bill, in which case the effective annual interest calculated for a purchase of €1,000 is 21.3%.

The Collector Invoice/Partial Payment can be used by a person who has reached the age of 20 and has impeccable credit. Collector Bank AB performs a credit check in connection with the order. For late payments and unpaid invoices, Collector Bank AB charges a reminder fee of 5 euros and 1.6% monthly interest for the delayed period.

The complete terms of the Collector Invoice/Part Payment can be found in the following links:

More detailed service description
General invoicing and account credit terms
Standard European consumer credit terms

The lender is Collector Bank AB.

Klarna
You can find Klarna's general credit conditions here.